Privacy Policy

Blue Water Macro Corp (RiskModels)

Last Updated: February 2025

At RiskModels, we are committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy explains how we collect, use, share, and protect your data when you use our risk analysis and portfolio insurance services.

1. Data Collection & Sources

We collect information to provide specialized risk audits and portfolio insurance prescriptions.

Directly from You

Contact details (name, email) provided during account registration.

Via Plaid API

With your explicit consent, we retrieve read-only data including investment holdings, quantities, cost basis, and transaction history. We never see or store your bank login credentials.

Technical Data

IP address, device type, and browser settings collected automatically to ensure secure access and prevent fraud.

2. How We Use Your Data

Your data is used strictly for the following purposes:

  • Risk Analysis: Calculating factor-based beta sensitivity and identifying portfolio hedging opportunities.
  • Service Delivery: Authenticating your account and maintaining your customized dashboard.
  • Compliance: Meeting our regulatory recordkeeping obligations as an investment advisor.
  • Security: Monitoring for unauthorized access and ensuring infrastructure integrity.

Email Communications with Holdings Data

With your explicit consent, we may include your portfolio holdings data (ticker symbols, positions, values) in personalized email reports. This data is used solely to provide you with risk analysis and hedge recommendations. You can opt out of holdings data in emails at any time in your account settings.

3. Data Sharing & Third Parties

We do not sell your personal or financial data to third parties.

Sharing is limited to:

  • Service Providers: Secured partners like Plaid (data aggregation) and Supabase (cloud storage) that are essential to our service functionality.
  • Legal Requirements: When required by law to respond to valid legal processes or regulatory inquiries (e.g., SEC audits).

4. Your Privacy Rights

You maintain control over your information at all times:

  • Revocation of Consent: You can disconnect your financial accounts at any time through the RiskModels dashboard or the Plaid Portal.
  • Data Deletion: You may request the deletion of your account and associated personal data, which we will process within 30 days, subject to regulatory retention requirements.
  • Access & Portability: You have the right to request a copy of the personal information we hold about you.

5. Data Security

We utilize institutional-grade safeguards to protect your data:

  • Encryption: All data is encrypted at rest (AES-256) and in transit (TLS 1.2+).
  • Phishing-Resistant MFA: Mandatory hardware-based multi-factor authentication for all production systems.

Questions About Your Privacy?

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

contact@riskmodels.net

Blue Water Macro Corp
RiskModels Platform