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Terms of Service

Effective Date: April 15, 2025

1. Introduction

These Terms of Service ("Terms") govern your access to and use of the services, websites, and applications (the "Service") provided by RiskModels ("we", "us", or "our"). By using our Service, you agree to be bound by these Terms.

2. Acceptance of Terms

By accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

3. User Accounts

To access certain features of the Service, you may be required to create an account. You are responsible for maintaining the confidentiality of your account information and are fully responsible for all activities that occur under your account.

4. Use of the Service

You agree not to misuse the Service. This includes but is not limited to attempting to access unauthorized areas, disrupting service integrity, or violating any applicable laws.

5. Fees and Payments

Some parts of the Service may be subject to fees. If applicable, you agree to provide accurate billing information and to pay all charges incurred under your account according to the selected plan’s terms.

6. Intellectual Property

All content, features, and functionality of the Service, including but not limited to text, graphics, logos, and software, are the exclusive property of RiskModels and are protected by copyright and other laws.

7. Termination

We reserve the right to suspend or terminate your access to the Service at our sole discretion, without notice, if you violate these Terms or engage in any harmful behavior toward the platform or its users.

8. Disclaimers

The Service is provided "as is" and "as available" without warranties of any kind. We do not guarantee that the Service will be error-free or uninterrupted.

9. Limitation of Liability

To the maximum extent permitted by law, RiskModels shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.

11. Changes to These Terms

We reserve the right to update these Terms at any time. We will notify users of material changes by updating the effective date at the top of this page. Continued use of the Service after any change constitutes acceptance of the updated Terms.

12. Contact Us

If you have any questions about these Terms, please contact us at:

RiskModels is a registered entity operating in the United States.